AUTHORIZED USER LEASE AGREEMENT IMCF
This Authorized User Lease Agreement (“Agreement”) is intended to be a binding agreement made by and between Improve My Credit Fitness LLC, hereinafter referred to as “IMCF”; and the undersigned client (hereinafter “Client”), hereinafter referred to as “Lessee”. By signing this agreement, Client certifies that he/she is at least 18 years of age, that the information he/she has provided to IMCF is true and complete, that he/she is legally authorized to enter into this agreement and authorize the actions of IMCF as set forth herein, and that he/she will not use any of the services of IMCF or any information provided by IMCF for any unlawful purpose.
NOW, THEREFORE, in consideration of the mutual covenants, promises, representations, and warranties contained in this Agreement, the parties hereto agree as follows:
A. RIGHTS, DUTIES AND OBLIGATIONS OF LESSEE
B. RIGHTS, DUTIES AND OBLIGATIONS OF LESSEE
Proof of Non-Performance:
If you purchased a tradeline that you believe has not posted, please wait to call us until it has been at least 7 days past the estimated reporting date listed.
Once it has been at least 7 days past the estimated reporting date please create a free CreditKarma.com and Experian account.
Confirm the following:
(Note: Credit Karma only updates their data every 7 days so you must confirm that your Credit Karma account has been updated at least 7 days past the estimated reporting date of the tradeline.)
If you are able to confirm both of these points above, then you may request a refund on that tradeline.
Instructions On Requesting A Refund
All refund requests must be in writing. Our customer service phone line does not process refunds. Please send us an email to info@ImproveMyCreditFitness.com with the following information:
Our refund department will confirm this information within two (2) business days and contact you. The refund department is closed on weekends. Requests made after 14 calendar days following the first expected reporting cycle will receive store credit equal to amount paid by lessee.
7. Termination for Convenience. IMCF may terminate this Agreement for its convenience upon seven (7) calendar days advance written notice to Lessee. This Agreement and all authorized user tradelines of Lessee then in effect shall terminate as of the date specified in the “Written Notice of Termination for Convenience.” IMCF will refund a pro rata share of the lease payment made by Lessee.
8. No Representation, Warranty, or Guarantee. IMCF DOES NOT EXPRESSLY OR BY IMPLICATION REPRESENT, WARRANT OR GUARANTEE TO LESSEE THAT (1) THE ADDITION OF LESSEE AS AN AUTHORIZED USER ON ONE OR MORE CREDIT CARD ACCOUNTS WILL RESULT IN AN IMPROVED FICO CREDIT SCORE FOR LESSEE, OR (2) LESSEE WILL EITHER BE APPROVED BY OR RECEIVE ANY SPECIFIC TERMS FROM A FUTURE CREDIT GRANTOR. THE POSITIVE BENEFITS OF BEING ADDED AS AN AUTHORIZED USER CAN BE OFFSET BY FAILING TO HONOR THE TERMS OF OTHER CREDIT RELATIONSHIPS YOU NOW HAVE, SO IT IS IMPERATIVE THAT YOU FULFILL ALL SUCH TERMS AND REFRAIN FROM TAKING OTHER ACTION THAT CAN NEGATIVELY AFFECT YOUR CREDIT STANDING.
9. Limitation of Liability. The liability of IMCF for any type of alleged damage claimed by Lessee because of an alleged material breach of this Agreement or any other action or omission by IMCF, whether in contract, tort or otherwise, shall be limited to the lease amount paid by Lessee to IMCF under this Agreement.RIGHTS, DUTIES AND OBLIGATIONS OF IMCF
10. For the purposes of security and to protect the primary account holder, Authorized User agrees to obtain separate express permission from the primary account holder in order to make any credit card charges. Authorized User acknowledges that incurring charges without the primary holder's separate express permission adversely affects the primary account holder and adversely affects IMFC's business and goodwill.
Accordingly, in the event that Authorized User causes the primary account holder's account to incur charges without having received separate express permission from the primary account holder, Authorized User shall be liable to IMCF for the amount charged as liquidated damages. As an alternative remedy, IMCF shall have the right to bring suit for actual damages as a result of the breach of this agreement. The remedies stated are not exclusive and IMCF shall have the right to pursue any and all remedies available at law and in equity, including claims for damages, injunctive, or declaratory relief. For the purposes of any suit seeking injunctive relief, the breach of this agreement shall constitute irreparable harm for which there is no adequate remedy at law.
This agreement shall be governed by the law of the State of Florida. Broward County Circuit Court shall have exclusive jurisdiction to hear the claims unless otherwise agreed to by the parties. Venue for any such action shall be in Broward County, Florida unless otherwise agreed to by the parties. In any action filed to enforce this agreement, the prevailing party shall be entitled to a reasonable attorney's fee at all trial and appellate levels.
C. LEASE TERM
D. ADDITIONAL TERMS
Street Address: 500 S Federal Hwy Suite 421
City, State & Zip Code: Hallandale Beach, FL 33008
City, State & Zip Code:
Telephone Number: 800-827-3915
E-mail Address: Info@ImproveMyCreditFitness.com
All notices that are required or permitted to be given by the parties hereunder may be made by: electronic mail; hand delivery; by first class mail, postage prepaid; or, by certified mail, return receipt requested, to the individuals identified above at the addresses set forth above. Either party may from time to time designate in writing substitute persons or addresses to which such notices shall be sent.
YOU, THE LESSEE, MAY CANCEL THIS CONTRACT AT ANY TIME PRIOR TO MIDNIGHT OF THE FIFTH WORKING DAY AFTER THE DATE YOU SIGN THIS AGREEMENT.
Name: Improve My Credit Fitness
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Signed by Improve My Credit Fitness
Signed On: June 17, 2022
If you have questions about the contents of this document, you can email the document owner.
Document Name: AUTHORIZED USER LEASE AGREEMENT IMCF
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