Terms & Conditions

1. Introduction

Welcome to Improve My Credit Fitness (“Company,” “we,” “our,” or “us”). By accessing or using our website and services (collectively, the “Services”), you (“User,” “you,” or “your”) agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our Services.

2. Services Provided

We specialize in offering authorized user tradelines to help individuals improve their credit scores. By adding you as an authorized user to a credit card account with a positive payment history, the associated credit benefits may reflect on your credit report. Please note that results may vary, and we do not guarantee specific outcomes.

3. Eligibility

To use our Services, you must:

  • Be at least 18 years of age.
  • Provide accurate and complete personal information.
  • Have a valid Social Security Number.
  • Not have any recent collections, charge-offs, or late payments, as tradelines may not be effective in such cases.

4. User Responsibilities

You agree to:

  • Use our Services for lawful purposes only.
  • Not engage in any fraudulent or deceptive activities.
  • Maintain the confidentiality of your account information.
  • Promptly notify us of any unauthorized use of your account.

5. Payment Terms

  • Fees: Specific pricing details are provided in the inventory page and during the consultation process.
  • Refunds: We offer a money-back guarantee if the tradeline(s) you lease from us do not:
    1. Appear on your credit report within 60 days from the first estimated monthly reporting date.
    2. Remain on your credit report for the 60-day lease period.
    3. Show on at least two of your three credit reports.

6. Limitation of Liability

While we strive to provide quality services, we do not guarantee specific results. We are not liable for any indirect, incidental, or consequential damages arising from the use of our Services.

7. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our Services constitutes acceptance of the revised Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

10. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Improve My Credit Fitness
500 S Federal Hwy Suite 421, Hallandale Beach, FL 33008
(800) 827-3915
Info@improvemycreditfitness.com